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Sabtu, 21 Februari 2026

DeFi was never about APY


It just looked that way.


For years: • Protocols competed on yield

• Users chased the highest number

• Liquidity moved like mercenaries


But the highest APY ≠ the most efficient capital.

And in mature markets, capital efficiency is the real product.


Most DeFi is inefficient:

• Idle liquidity

• Emissions masking weak strategies

• Gas killing compounding

• Manual repositioning

• Short-term farming cycles


Chasing yield often destroys efficiency.

The shift?


From yield chasing → to onchain capital allocation.

That’s where Concrete vaults come in.

Not passive wrappers.

Not “APY farms.”

But actively managed DeFi vaults.


Concrete vaults:

• Aggregate liquidity

• Automate rebalancing

• Enforce risk boundaries

• Focus on risk-adjusted yield

• Compound continuously


They don’t just offer yield.

They engineer capital efficiency.

Institutions don’t chase APY.

They optimize: • Predictability

• Capital preservation

• Scalable deployment

• Lower operational drag


That’s institutional DeFi

The next phase of DeFi:

Efficiency > emissions

Infrastructure > hype

Allocation > speculation


Vaults become the default interface.

Explore → app.concrete.xyz 🚨

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